ACH/RDC Origination

USE CASE FOR AR SURVEILLANCE

ACH/RDC Origination

Protecting Your Payments Program By Monitoring the Business Health, Financial Viability, and Legal Exposure of Your Originators

THE CHALLENGE

What are the Challenges?

Many ODFIs are not adequately mitigating their payments risks due to outdated and unjustified Originator Risk Limits. With the speed of payments ever increasing, the need to have accurate Origination limits, and protection from originators with declining viability has never been greater.

THE SOLUTION

How does AR Surveillance™ solve those challenges?

AR Surveillance enables ODFIs to quickly and easily assess and monitor the current business viability of any commercial entity, including ACH and RDC originators. With an intuitive dashboard, AR Surveillance provides insights into key areas of an originator’s operations, including financial viability, current trade payment behavior, business health, industry outlook, and much more.


To help keep ODFIs informed on the current condition of their originators, AR Surveillance includes 24x7 monitoring with automated alerts for material events that could impact your originator relationship.

 

CORE SUBSCRIPTION SERVICES

Multi-Dimensional Third-Party

Risk Intelligence


24/7 Monitoring of

Originator/Third-Party Sender

Viability


Email Alerts of Material Events


Calculated ACH/RDC

Originator Risk Limits

THE BENEFITS

Quickly and Consistently Assess

Payment Originator Viability


Stay Informed of Material Events that Could

Impact an Originator's Risk Profile


Receive Daily Actionable Intelligence


Make Quick, Informed Decisions


Enhance KYC and KYCC Regulatory

Compliance Requirements


Build and Maintain Visibility into

Third-Party Sender Originators

Monitoring

  • Overall Originator Viability

  • Financial and Business Health

  • Credit History

  • Timeliness of Trade Payments

  • 30, 90, 180 Day Trends

  • Cybersecurity Hygiene

  • Overall Cybersecurity Rating

  • 9 Domain Ratings

  • Legal Items

  • Lawsuits

  • Judgements

  • Bankruptcies

  • OSHA and EPA Violations

  • CFPB Consumer Complaints

  • Material News and Events

  • Sanctions Status Check

  • ....and Much More

Technology

  • Scalable, SaaS Based System

  • Quick Deployment and Setup

  • Works Within Any Technology Environment

  • No Sensitive or Customer-Related Data Required

  • Network and System Security That Meets or Exceeds Regulatory Requirements

  • Fully Documented API for Integrating Data and Scores Into Other Enterprise Systems

Evaluation & Scoring

  • Acquires and Monitors Data Points Across Multiple Risk Domains

  • Propriety Algorithms Consume the Data Points and Produce Performance Metrics Related to Key Areas of an Originator’s Business Operations

  • Performance Metrics are Color-Coded and Presented on a Numeric Scale

  • Each Monitored Company Is Automatically Assigned a Risk Classification

  • Scores and Other Information are Exportable to PDF, Excel and CSV Formats

Third-Party Risk Intelligence for ACH Originators

Services & Benefits Specific to: ACH/RDC Originators

  • AR Surveillance™ also delivers:
    • Relevant Company News
    • SIC Code and Industry Group
    • Street View of Vendor Facilities
    • Address Analysis
    • FinCEN Money Service Business Check
    • Access to BBB Profile
    • Geographic Concentration Reports